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Denied!

Ok, here is what I dont understand! I applied for a visa through my bank. They said I was pre-approved, well when they sent my app away i got denied. I got denied because i work a part time job, AND DONT GO TO SCHOOL!! What the heck is that?!?!

The lady I deal with @ the bank said it was solely because i wasn't in school. ....she said that i could be in college but NOT work, and be instantly be approved 4 one!! What is that??? And i am a very responsible person who wouldn't let , myself get into debt that i couldnt pay back. ...I'm just not dumb like that. And I just bought my own car, so the only reason i REALLY want it was incase my car breaks down....

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	Mahler	05-Dec-06

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	Mahler	05-Dec-06

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	Ashley	20-Jun-06

one question: did u apply for a student credit card? because that might be why

	missy	23-Apr-06

geez vicky, no need to get all upset over it. And the problem was I had NO credit, not bad credit, and I didnt make enough money to qaulify all on my own for one. But I finally got one with some and persistence...and have kept it at a zero balance ever since....spend on it and pay it off right away.....in six months I will have good credit...

	Kayla	22-Apr-06

you're only 18? you probebly don't have much credit. i had that problem, couldn't get a cell phone w/a normal plan or a credit card or anything! what you should do is dont worry about getting a better job or school or w/e. worry about your credit and building it. if you can build good credit now, you'll be ahead of a LOT of people when your older! trust me, i used to sell credit cards. credit is EVERYTHING!!!!!!

	Vicky	12-Jan-06

Ok first off you got denied because your credit must not have something good on it because I just got into debt and doesn't make me stupid first off so shut the f up about that.Plus you could always apply for a different card and dont apply for one at the bank.

	missy	26-Nov-05

, thanks !! i will try that

	Michele	26-Nov-05

Damn... I forgot you said you already applied for Visa... Well try Mastercard instead!!!

	Michele	26-Nov-05

200$?? Hey that's not normal! Since when do we need to pay them to get a card... Have you tried Visa or Mastercard? I personnally got my first credit card through a woman who was representing Visa... in a mall!! She was asking anyone, including minors like me! She said "Do you want a credit card? " I said "sure" and she just took my name and address and I've got my card for years now...

	missy	24-Nov-05

yeah, it's really frustrating. I got approved through capitol one but they wanted a $200 secuirity deposit. I have the money to pay it, but why. When will i ever get that money back again? its dumb....I went back to my full time job, and i still cant get one....even when im working full time.

	Michele	22-Nov-05

I forgot to say I am surprised tough cause 14 year olds can get credit cards and I heard on tv even some people on welfare have ones... so I think you should apply for an other credit card company. You tried Visa? Well I would apply for American express or Mastercard.

	Michele	22-Nov-05

I heard sometimes they refuse people who are not in school because they fear they have no secure permanent job on a long term. Even if they have a job right now, they might think it's only for a short time because they have no degree or something...